OFM’s Ergonomic Guide Applied To Executive Seating

From a human engineering point of view, OFM, Inc. follows an Ergonomic Adjustment Guide taking into consideration the following design considerations:

First, they manufacture a height adjustable office chair. Then, the back height is set and the backrest adjusts up and down, the back angle pitch adjusts independently of the seat.

The seat tilt allows both seat and back pitch to adjust in unison, tilt tension adjusts the pressure needed to tilt, and tilt lock prevents the chair from further tilting.

Seat angle and knee tilt provide for pitch adjustments forward and backward, and the seat and back tilt adjust in unison pivoting from the knee.

Back depth and seat depth allow for forward and backward positions. Arm height and arm width adjust up and down as well as in and out.

Arm swivel and arm slide allow for inward and outward, forward and back adjustments.

The synchronic mechanism tilt motion is a 3 to 1 ration back to seat. Lumbar Support is either adjustable or permanent and tilt forward.

From their full line of Executive Seating, I have selected the following seven examples detailing the characteristics of each chair.

Model 452 is an Upholstered Executive/Conference Chair. This handsomely tufted high back executive conference chair has a 5″ thick seat cushion, and fabric-padded arms to make this one comfortable chair! They are heavy duty office chairs as well. Matching mid-back and guest chairs enhance any conference room. The seat swivels 360 degrees. It has a gas lift seat height adjustment and smooth seat tilting action. Tilt tension adjusts easily. It has a front tilt and lock back adjustment and built-in lumbar support. It comes in a stain-resistant fabric and standard casters included. The weight capacity is 250 lbs. and it meets or exceeds ANSI/BIFMA standards.

Model 500L is a Promotional High Back Chair manufactured in leather. Their executive leather office chairs are a tremendous value! It is a comfortable high-back executive chair with built-in lumbar support and headrest pillow. First quality leather and durable polyurethane arms make this chair a great buy! The seat swivels 360 degrees. It has a gas lift seat height adjustment, smooth seat tilting action and the tilt tension adjusts easily. It has built-in lumbar support and standard casters are included. The weight capacity 250 lbs. and it meets or exceed ANSI/BIFMA standards.

The 560L model is a Hi-Back Executive Leather Chair. Their ergonomic leather office chairs are simply great. With the 560L model you will make an impression with elegant leather and solid wood. Luxurious top grain leather with pillow headrests and solid wood trim make these chairs a truly outstanding addition to any office. This executive leather office chair with a high back version cradles the entire body with a generous 20″W x 26.5″H back. It has solid wood arm and base caps in either cherry or mahogany finish coordinating with both Traditional and Contemporary office decors. Seats are 4″ thick for day-long comfort. Knee tilt control for smooth rocking action also features a lock position, tension control and instant seat height adjustment. Seat swivels 360 degrees. The gas lift seat height adjustment and knee-tilt smooth seat tilting action keep your feet on the floor. Tilt tension adjusts easily. It has a dual curved backrest design, solid wood accents and a waterfall seat design. Standard casters are included. The weight capacity is 250 lbs. and it meets or exceeds ANSI/BIFMA standards.

Model 590L is what I consider the Ultimate Leather Executive Chair. This contemporary executive leather mesh office chair features molded foam for complete comfort. The high-back breathable mesh design is both attractive and functional, and the built-in adjustable lumbar support and synchronized seat mechanism will keep you comfortable all day. The built-in head rest adds additional comfort and style. The seat swivels 360 degrees and has gas lift seat height adjustment. Tilt tension adjusts easily. It has a synchronized seat & back adjustment, adjustable height arms and built-in lumbar support. It has soft padded arms, a waterfall seat and unique fabric pattern. Standard casters are included and the weight capacity is 250 lbs. It meets or exceeds ANSI/BIFMA standards.

Model 610 “AirFlo” is a mesh office chair. The “AirFlo” chair features a designer-style mesh back that feels as great as it looks! It helps you “keep your cool” all day! The sleek, modern design features a hi-tech mesh back for excellent ventilation. The tilt-lock and adjustable lumbar support provide superior fatigue-fighting comfort. Seat swivels 360 degrees. It has gas lift seat height adjustment, and knee-tilt smooth seat tilting action keeps your feet on the floor. The tilt tension adjusts easily, it has fixed arms included, and adjustable arms (AA610) are optional. It has built-in lumbar support and comes in a stain-resistant fabric. It has a cool black mesh back rest design, and durable steel/polyurethane arms built in. Standard casters are included. The weight capacity is 250 lbs. and it meets or exceeds ANSI/BIFMA standards.

The 710 model is a Big and Tall Chair. This big and tall executive office chair is designed to hold up to 400 lbs. The swivel tilt/lock mechanism includes a tension control. The elegant mid-back design looks fantastic in any conference room or office, and the generous 6″ seat foam will help keep you sitting comfortably all day. The seat swivels 360 degrees and it has a gas lift seat height adjustment. It has smooth seat tilting action and the tilt tension adjusts easily. It comes with adjustable height arms, arm width adjustment and built-in lumbar support with a stain-resistant fabric. Standard casters are included. The weight capacity is 400 lbs. and it meets or exceeds ANSI/BIFMA standards.

The 800L model is a Big and Tall Leather Chair. This big and tall executive office chair is designed for comfort and durability, this chair is tailor-made for people of any size or height! The extra thick foam seat is made with comfort in mind, and the heavy-duty construction is safe and stable. Seat swivels 360 degrees. It has gas lift seat height adjustment, smooth seat tilting action and the tilt tension adjusts easily. It is made of first quality leather and heavy-duty carpet casters are included. Weight capacity is 400 lbs. and it meets or exceeds ANSI/BIFMA standards.


Investment-Type Insurance Pays Out

Norwich Union customers last month found out that they would receive a slice of a £2.3 billion bonus as part of their with-profits life insurance policy.

The insurer revealed that 1.1 million of its customers would receive £1,900 and share holders will get a share of £230 million. The bonuses will be paid in three blocks.

Mark Hodges, chief executive of Norwich Union Life, said: “This special bonus is a major boost to policy values. We continue to believe that well-run, open, with-profits funds deliver real value for long term investors.

“Over the course of the next few weeks we will be writing to qualifying policyholders to give them more detailed information.”

Which? Draw attention to the fact that the actual surplus amount is £5.5 billion and Norwich Union are releasing half to its customers. The surplus is called an ‘inherited estate’ and is the amount of money accumulated over a period of time from with-profits policies. The surplus is divided between the customers in the form of bonuses.

The actual amount received can depend on how the company has been performing. When there has been a good build up of funds bonuses may be retained and redistributed in years which have a lesser yield. This is called ‘smoothing’. The disadvantage often associated with this technique is that the insurer might retain too much money and policyholders in the more affluent years may lose out.

Dominic Lindley, personal finance campaigner a Which?, said: “While this may seem like a generous gesture by Norwich Union, the fact remains that £2.3 billion isn’t even half of the inherited estate.”

He added: “Now there’s the question of the £3.2 billion remaining in the inherited estate. We call on Norwich Union to act with integrity and to not hold back money from policyholders to pay its shareholders’ tax bill, subsidise new business or to pay mis-selling claims.”

The insurer are currently deciding how to distribute the remaining surplus.

Aviva, the company that owns Norwich Union insist that the payout is generous and well divided. Shareholders are receiving 10% of the bonus and policyholders 90% which is the standard ratio in these circumstances.

Mr Lindley said: “This is the money that Norwich Union has held back from policyholders over the years, so it is only right that this payment is made on a 90:10 basis.”

With-profits life insurance is classed as an investment-type of policy that has an element of risk associated with it. Endowment insurance of this kind involves the policyholder paying their premium into a pool that is invested by the insurer. Profits are returned as a bonus but do rely on the stock market which can be unpredictable.


How To Give Newlywed Couples The Perfect Wedding Gifts – Top 4 Ways

While most guests are already convinced on the practical reasons why it is ideal for guests to give newlywed couples a present, the next most likely thing that bothers them is how to make their presents among the perfect presents for the couple. Here are some tips on how to give the perfect present for the newlywed.

First, you need to think of those that the couple would need. Say for example, do they have a house, a car or appliances and furnishings at home. If they do have those, perhaps you might consider other options but then if they don’t have those yet, then find out which of those you can afford to give with all sincerity. You don’t have to give items that are too expensive just because you know you have to attend a matrimony of people who belong to the affluent and most affluent guests of the couple will surely give out expensive items. Just think of presents that you can sincerely offer to the newlyweds.

Second, if you can’t think of items to give them as presents, perhaps you might want to offer to them interesting packages such as an overnight stay in a particular hotel with a pre-paid dinner, or health packages such as massages and sauna treatments. Or if you are too generous, perhaps you might want to shoulder their honey moon and give them a special cruise or fun jet vacation or a tour to their favorite destination.

Third, if you are generous but then you want to give the couple a present that could live through time and you are not inclined to the above mentioned options, it would be good to give them something that would certainly be a good start for their family life, perhaps you might want to buy them or their children an insurance plan such as education plan or house insurance perhaps.

Lastly, if you want to give presents that are practical and you know they certainly need, perhaps you might consider just giving them cash. You know couples may not ask and it may look awkward but a cash gift is one of the most practical presents that you can give a couple for them to decide what to do with it considering the many finances that come after the marriage. It is just important to do it properly and to make sure that it is given and accepted with sincerity.


Helping Others Earn – What’s Fun About Becoming An Internet Marketer

Being an Internet marketer is not always about converting website hits to dollars. Sometimes, it’s more than that. Sometimes, being an Internet marketer is all about having fun and making yourself happy by helping other people earn online like you.

3 Ways to Use Your Wisdom and Generosity to Make Yourself and Others Earn in Internet Marketing

Is it possible to earn money and be generous at the same time? In Internet marketing, at least, that’s very much possible and it’s one of the reasons why being an Internet marketer can be so much fun!

Do you have something to share?

Earning from being wise and generous takes time. You can’t help people to earn if you don’t have the necessary knowledge, skills, and experience to share with them. To get all those, you’ll have to work just like any other Internet marketer at the start. You need to build a name for yourself and develop your personal style and formula for working and succeeding in Internet marketing. You don’t need to turn yourself into an expert – that would take a huge number of years and you’re not willing to wait that long, are you – but you just need to familiarize yourself with how things work online and where to get the best tips about earning from Internet marketing. Only when you know all those will you be in the position to earn from performing good deeds online.

Start a blog.

Blogging is the ideal way to earn online from your wisdom and generosity. If you don’t have a blog yet, register one. At the start, a basic account, which is usually for free, would probably do. Next, you’ll have to purchase a domain name for your blog. It’s important to choose a name that will let your readers instantly know of your intention to help them earn online like you.

Next, you’ll have to register an account with Google Adsense. If you already have an existing account, you don’t need to register a new one. Just add your new blog address to the list of websites in your account.

Now that you have a blog and you’ve got Google AdSense providing you with a source of income, it’s time to start posting entries. This is where you’ll start having fun. Your blog entries don’t need to follow a rigid format. You can use any style, just as long as your readers understand and appreciate how you write your entries. The point of each entry should be simple: provide your readers a new tip on earning online.

If you are basing your entry on someone else’s work, remember to credit your source or you could be sued for plagiarism. Success in blogging is determined by several factors. First would be originality: copy-paste content is a no-no. If you are basing your information on another person’s work, you could at least try presenting it in a different style or you could use a different situational example when explaining a particular point. Being the first person – or at least one of the first – to post an entry about a certain subject will count a lot as well. Since your entry’s the first people are sure to see, yours are the first thing they’ll more likely view.

Make sure to enroll your blog in social bookmarking sites and blog directories. This will increase exposure for your blog, allowing you to reach more people. Consider having Internet marketing bloggers and experts guest in your blog as well. They could author a series of posts or you could feature an interview of them in your blog.

Hold Online Workshops and Seminars

A virtual workshop and seminar is quite cost-efficient and simple to do. You’ll usually require a chat room and if you want to view your listeners face to face, you’ll need a web camera and the necessary technology for everyone else to see each other.